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Merchant Cash Advance

Get the business capital you need

So what is a Merchant Cash Advance?
A good place to start is by discussing what it is not.

A Merchant Cash Advance is NOT a loan. In addition, it has:

  • No interest rates

  • No hidden fees

  • No fixed payback schedule

  • No closing costs

  • No loss in the equity of your business

  • No personal guarantees or posting of collateral

Rather, BMF Capital delivers to you a lump sum for use as working capital in return for the purchase of a specified amount of future sales. It is like factoring, a well known process for generating cash flow for businesses, only here cash is advanced based on an event that has yet to happen - your anticipated sales based upon historical performance.

We only get paid when you make a sale. This makes the Merchant Cash Advance product one of the most cash flow friendly products available today.

10 Years of Accumulated Practice

How You Get Started

You can contact us directly at 1 (646) 493-2707 or via email to Or fill out the application in the Apply for Funding. section and a customer representative will get back to you shortly.

Our goal in creating BMF Capital was to provide funding to small business owners who might otherwise be unable to obtain it elsewhere. Studies, after all, have shown that more than 9 out of every 10 businesses in the U.S. are unable to obtain bank loans because they lack sufficient credit or the necessary collateral.

Will I qualify?

Most business owners do. If you process a monthly minimum of $5,000 per month and have been in business for at least a year, you should qualify for a merchant cash advance.

Many of our customers use the cash advance for any one or more of the following reasons:

To purchase new equipment or inventory

  • To open new locations

  • To renovate the business

  • To manage unexpected expenses


  • Easier on daily cash flow.

  • 90% approval rate.

  • Pre-approvals in 24 hours.

  • Quick application - takes only 7 minutes.

  • Cash wired directly to your bank in as little as 24 hours.

  • No closing costs and no hidden fees.

  • No fixed repayment schedule.

  • No collateral.

  • No personal liability.

  • No credit check. A-B credit is not required.

  • No financial or tax returns required.

  • Doesn't show as a debt or loan on your credit report.

  • May be tax deductible (ask your tax professional).

We strive to approve your clients, get them funded, and pay your commissions all within 24 hours. 

Ready for your funds?

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